Chapter 27-5. Fire Insurance Policies and Reserves
Section
27-5-1Standard fire insurance policy.27-5-2Compliance with standard policy required.27-5-2.1[Repealed.]27-5-3Form of standard policy.27-5-3.1Exclusion — Nuclear damage.27-5-3.2Property insurance.27-5-3.3Resident agent — Banks.27-5-3.4Cancellation or nonrenewal of standard fire insurance policy.27-5-3.5Earthquake coverage endorsement for property insurance.27-5-3.6Notice concerning flood insurance.27-5-3.7[Repealed.]27-5-3.8Rhode Island commission on hurricane loss projection methodology.27-5-3.9Vacant property.27-5-4Items shown at head of policy.27-5-5Inclusion of regulations of mutual insurer.27-5-6Binders and temporary insurance.27-5-6.1Notice concerning single interest hazard insurance.27-5-6.2Escrow accounts for insurance premiums.27-5-7Combination standard form.27-5-8Supplemental contract forms.27-5-9Standard form not required for reinsurance.27-5-9.1Simplified comprehensive policies of insurance.27-5-10Penalty for nonconforming policy — Validity.27-5-11Enforcement of standard policy requirements.27-5-12Declination of premium notes by mutual companies — Provision as to liability.27-5-13Mutual membership not acquired by reinsurance.27-5-14Reinsurance by mutual insurers — Agreements with policyholders.27-5-15Power to create guaranty surplus and special reserve funds.27-5-16Resolution to establish surplus and reserve funds — Certification of funds.27-5-17Restrictions on dividends — Payments into surplus and reserve funds.27-5-18Computation of profits.27-5-19Certification that funds equal capital stock — Subsequent additions.27-5-20Investment of guaranty surplus fund — Liability to payment of losses.27-5-21Deposit of special reserve fund.27-5-22Application of special reserve fund to protection of policyholders.27-5-23Annual statement of amounts of funds.27-5-24Maintenance of surplus fund equal to reserve fund.27-5-25Use of special reserve fund to replace capital stock.27-5-26Physical assets for protection of policyholders.27-5-27Making up of impairments of capital.27-5-28Maximum single risk insured.27-5-29Statement on policy as to surplus and reserve funds.27-5-30Funds established under prior law.27-5-31Termination of surplus and reserve fund method — Return of special reserve fund.