Chapter 27-9. Casualty Insurance Rating
Section
27-9-1Purpose of chapter.27-9-2Applicability.27-9-3Insurers covered — Election between regulatory laws.27-9-4Considerations in making of rates — Cancellation of policy. [Effective until January 1, 2026.]27-9-4.1[Repealed.]27-9-5Uniformity among insurers.27-9-5.1Uniform safe driver point system.27-9-6Contracts as to commissions or compensation.27-9-6.1Approval of policies.27-9-7Filing of rate plans and systems.27-9-7.1Premium reduction for completing a motor vehicle accident prevention course.27-9-7.2Premium reduction for antitheft devices.27-9-7.3Rating for nonbusiness policies.27-9-7.4Automobile insurance — Persons on active duty in United States armed forces.27-9-8Filings by advisory organizations.27-9-8.1Advisory organization — Permitted activity.27-9-8.2Applicability.27-9-9Review of filings.27-9-10Waiting period — Effective date of filings.27-9-10.1Costs.27-9-11Special filings as to surety or guaranty bonds.27-9-12Suspension or modification of filing requirements.27-9-13Approval of rates in excess of those filed.27-9-14Compliance with filings required.27-9-15Review of rates not covered by filings.27-9-16Disapproval of filing within waiting period.27-9-17Disapproval of special surety or guaranty filing.27-9-18Disapproval of filing after review period — Removal of discrimination — Hearings to determine effect of legislation.27-9-19Hearings on application by persons aggrieved by filing — Order terminating filing — Removal of discrimination.27-9-20Competitive rates as evidence of fairness — Profit as evidence of adequacy.27-9-21Filed schedules and plans not to be disapproved if rates meet requirements.27-9-22Licensing of rating organization.27-9-23Admission of and services to subscribers.27-9-24Regulation by rating organization of payments by insurers to policyholders or members.27-9-25Cooperation among organizations and insurers — Review of cooperative practices.27-9-26Adherence to rating organization filings — Deviation filings.27-9-27Appeals from action of rating organization on changes in filings.27-9-28Rate information furnished to insured.27-9-29Review of application of rating system to insured.27-9-30“Advisory organization” defined.27-9-31Documents filed by advisory organizations.27-9-32Unlawful practices of advisory organizations.27-9-33Use of information from noncomplying advisory organization.27-9-34Provisions applicable to joint underwriting and reinsurance.27-9-35Unlawful joint underwriting or reinsurance practices.27-9-36Examination of rating and advisory organizations and underwriting and reinsurance groups.27-9-37Reports on examinations — Hearing and filing.27-9-38Collection and compilation of experience data.27-9-39Interchange of rating plan data.27-9-40Cooperation with other states.27-9-41Rules and regulations.27-9-42False or misleading information.27-9-43Assigned risk agreements — Modification of rates.27-9-44[Repealed.]27-9-45Penalty for violations.27-9-46Suspension or revocation of licenses.27-9-47Hearings on rules and decisions of commissioner.27-9-48, 27-9-49. [Repealed.]27-9-50Severability.27-9-51[Repealed.]27-9-52Assessment for costs of rate filings, review, and pricing.27-9-53Motor vehicle insurance rate increases relating to violations and accidents.27-9-54Rules and regulations — Auto insurance buyer’s guide.27-9-55[Repealed.]27-9-56Use of credit rating.